Ondo Finance Brings Tokenized Treasuries to the XRP Ledger with Seamless Mint & Redeem via Ripple’s RLUSD Stablecoin

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The world of decentralized finance (DeFi) continues to evolve, and a major leap forward has arrived with Ondo Finance launching its flagship tokenized U.S. Treasury fund, OUSG (Ondo Short-Term US Government Treasuries), on the XRP Ledger (XRPL). This groundbreaking integration allows qualified purchasers to subscribe to and redeem OUSG around the clock using RLUSD, Ripple’s enterprise-grade stablecoin.

This move marks a pivotal moment in bridging traditional finance with blockchain innovation, offering institutional investors immediate access to high-quality, yield-generating assets on a secure, compliance-first public ledger designed for financial institutions.

Why This Integration Matters

For the first time, the XRP Ledger ecosystem now supports direct access to tokenized U.S. Treasury-backed securities through OUSG. This opens new doors for institutions seeking efficient, transparent, and always-on financial tools.

By leveraging XRPL’s fast settlement, low fees, and regulatory-compliant infrastructure, Ondo Finance is enabling seamless capital movement between stablecoins and real-world assets (RWAs). The result? A powerful new model for institutional-grade DeFi and advanced treasury management.

👉 Discover how tokenized assets are reshaping institutional finance—click here to learn more.

Key Features of OUSG on XRPL

1. OUSG Now Live on XRPL

OUSG brings exposure to short-term U.S. Treasuries via a diversified portfolio of institutional money market funds. With this deployment, XRPL users—especially financial institutions—can now access one of the most trusted tokenized treasury products in the market.

OUSG is already one of the largest tokenized Treasury funds globally, with over **$690 million in total value locked (TVL)** and part of Ondo Finance’s broader $1.3B+ TVL ecosystem.

2. Round-the-Clock Minting and Redemption with RLUSD

Users can now seamlessly mint OUSG using RLUSD or redeem their holdings back into RLUSD at any time. Unlike traditional financial markets constrained by business hours and settlement delays, this 24/7 access enables:

This is particularly valuable for institutions managing global operations across time zones.

3. Intraday Settlement and High-Quality Liquidity

The XRP Ledger supports near-instant settlement (3-5 seconds), allowing for intraday clearing of OUSG transactions. This breaks free from the T+1 or T+2 settlement norms of legacy finance, offering:

Combined with RLUSD’s stability and regulatory transparency, this creates a robust liquidity layer for both investors and DeFi builders.

4. $30 Million Committed TVL at Launch

OUSG launched on XRPL with $30 million in committed TVL, signaling strong early institutional interest. This initial backing accelerates adoption of tokenized real-world assets (RWAs) within the XRPL ecosystem and validates demand for compliant, yield-bearing digital securities.

5. RLUSD as a Gateway to Real-World Assets

Beyond its use in payments and remittances, RLUSD now serves as a bridge to onchain real-world asset exposure. Institutions can hold RLUSD as a stable reserve and convert it directly into yield-generating instruments like OUSG—without leaving the blockchain environment.

This transforms RLUSD into a multi-functional liquidity rail, enhancing its utility across DeFi protocols, cross-border transactions, and asset management.

“Ondo’s OUSG going live on the XRPL demonstrates that tokenized finance is no longer theoretical—it’s maturing in real markets,” said Markus Infanger, SVP of RippleX.
“Institutions can now access high-quality assets like US Treasuries on public blockchains, with the compliance and efficiency they need. This represents progress in bringing trusted financial assets into a 24/7 market—enabling greater liquidity, operational efficiency, and faster access to capital.”

“Bringing OUSG to XRPL with RLUSD as a settlement option broadens access to high-quality, onchain financial instruments,” added Ian De Bode, Chief Strategy Officer at Ondo Finance.
“This integration strengthens our commitment to providing reliable and institutional-grade assets at the intersection of traditional finance and DeFi.”

How OUSG Works: The Investment Structure

OUSG is not just another yield token—it's a regulated, SEC-reporting security backed by real U.S. government obligations. The fund invests in top-tier institutional money market funds, including:

These underlying funds provide daily liquidity and generate yield from short-duration U.S. Treasury securities—making OUSG a low-volatility, income-generating digital asset ideal for conservative investors and corporate treasuries.

Interest accrues daily and is reflected in the token’s value, ensuring predictable returns without complex compounding mechanisms.

Expanding Access Across Chains

OUSG is now available across multiple blockchains, including:

This multi-chain strategy ensures that institutions can access OUSG on the network that best fits their operational needs—whether it's Ethereum’s deep DeFi integrations, Solana’s speed, or XRPL’s institutional focus.

With each new chain integration, Ondo Finance reinforces its mission: democratizing access to institutional-grade financial instruments through blockchain technology.

👉 See how leading institutions are adopting tokenized treasuries today.

FAQ: Your Questions Answered

Q: Who can invest in OUSG on XRPL?
A: OUSG is available exclusively to Qualified Purchasers as defined under U.S. securities law. Investors must undergo identity verification and accreditation checks before participating.

Q: How does minting OUSG with RLUSD work?
A: Users send RLUSD to the designated smart contract or portal and receive an equivalent value of OUSG tokens in return. The process is automated, fast, and occurs entirely onchain.

Q: Can I redeem OUSG back into fiat currency?
A: While redemptions occur in RLUSD (a USD-pegged stablecoin), RLUSD itself can be converted to fiat through regulated financial institutions and exchanges that support it.

Q: Is OUSG regulated?
A: Yes. OUSG is an SEC-reporting security issued under Regulation A+. It complies with U.S. securities laws and undergoes regular audits to ensure transparency and investor protection.

Q: What are the fees associated with OUSG?
A: OUSG charges a low management fee—currently 0.06% annually—which is among the most competitive rates for tokenized treasury products.

Q: Why choose XRPL for this launch?
A: XRPL was built for financial institutions, offering fast settlement, low costs, compliance-ready design, and native stablecoin support—making it an ideal environment for institutional DeFi applications.

The Future of Institutional DeFi

The launch of OUSG on XRPL represents more than just a technical integration—it’s a signal of convergence between traditional finance and blockchain-based systems.

As global demand for tokenized real-world assets grows—projected to exceed $10 trillion by 2030 according to Boston Consulting Group—platforms like Ondo Finance are laying the foundation for a new financial infrastructure: one that’s faster, more inclusive, and always accessible.

With RLUSD serving as a stable settlement layer and OUSG delivering trusted yield, this partnership sets a precedent for how banks, hedge funds, corporations, and fintechs can manage capital in the digital age.

👉 Stay ahead of the RWA revolution—explore next-gen financial tools now.

Final Thoughts

Ondo Finance’s deployment of OUSG on the XRP Ledger marks a significant milestone in the evolution of digital finance. By combining institutional-grade assets with blockchain efficiency and stablecoin interoperability, this integration delivers tangible benefits:

As more institutions recognize the value of onchain asset management, expect to see rapid growth in tokenized treasuries, money market funds, and other RWAs across compliant blockchains.

The future of finance isn’t just digital—it’s onchain, accessible, and institution-ready.

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