Visa and Fold to Launch Credit Card Offering Bitcoin Rewards

·

The financial landscape is evolving rapidly as traditional payment giants and cryptocurrency innovators join forces to redefine how consumers earn and manage rewards. In a groundbreaking move, Visa and Fold, a leading bitcoin rewards and financial services platform, have announced the launch of the Fold Bitcoin Rewards Credit Card—a first-of-its-kind credit card that allows users to earn bitcoin on everyday purchases.

This new product marks a significant milestone in mainstream crypto adoption, bridging the gap between conventional credit systems and digital asset accumulation. With growing demand for alternative reward mechanisms beyond airline miles and cashback, Fold aims to position bitcoin as the ultimate loyalty currency.

👉 Discover how you can start earning bitcoin with every purchase today.

A New Era of Rewards: Bitcoin Over Miles

Fold has long been at the forefront of making bitcoin accessible for daily use. Since its inception, the company has empowered hundreds of thousands of users to integrate bitcoin into routine spending through its suite of debit card products. Now, with the introduction of the Fold Bitcoin Rewards Credit Card, the platform is taking a bold step forward.

According to Will Reeves, CEO of Fold, “With this credit card, we aim to dethrone miles as the go-to credit card reward.” The vision is clear: shift consumer behavior from accumulating fleeting travel points to building long-term wealth through bitcoin.

The card offers up to 2% unlimited bitcoin rewards on all purchases—no caps, no rotating categories. Additionally, early adopters can benefit from sign-up bonuses worth up to $250 in bitcoin, making it one of the most competitive offers in the crypto rewards space.

Built for the Bitcoin-First Consumer

Beyond rewards, the Fold Bitcoin Rewards Credit Card delivers a full-stack financial experience tailored for the modern, digitally native user. Key features include:

For those seeking premium benefits, enrollment in the Fold+ subscription program unlocks elevated rewards rates, a sleek metal card design, and additional perks designed for serious bitcoin advocates.

“We’re building the hub of personal finance, powered by bitcoin,” Reeves emphasized, “to ensure everyone has the tools to earn, save, and grow their wealth with bitcoin every day.”

👉 Learn how to maximize your rewards with a bitcoin-powered credit card.

Strategic Growth: Fold’s Path to Public Markets

The timing of this launch coincides with Fold’s broader strategic expansion. The company recently announced a rescheduled special meeting with shareholders of FTAC Emerald Acquisition Corp., a SPAC sponsored by Cohen Circle, to vote on a proposed business combination. If approved, the merger will result in Fold becoming a publicly traded entity under the new name Fold Holdings.

Upon closing, expected shortly after the shareholder vote, Fold’s common stock and warrants are set to begin trading on the Nasdaq. This would make Fold the first publicly traded bitcoin financial services company, signaling strong institutional confidence in its model.

Fold also revealed that it is actively building one of the largest corporate bitcoin treasuries in the U.S., currently holding over 1,000 bitcoin. This positions Fold among the top 25 public companies by bitcoin reserves, reinforcing its commitment to bitcoin as a long-term store of value.

As Reeves noted, “This initiative aligns with Fold’s mission to make bitcoin the cornerstone of personal savings for millions of Americans.”

Why This Matters for Consumers and the Crypto Economy

The partnership between Visa—a global payments infrastructure leader—and Fold—a nimble, mission-driven fintech—demonstrates a pivotal shift in how mainstream finance views digital assets. Unlike previous crypto cards that offered limited utility or high fees, the Fold Bitcoin Rewards Credit Card is designed to be both practical and empowering.

By integrating directly with Visa’s vast network, the card ensures broad acceptance at millions of merchants worldwide. At the same time, it leverages Fold’s expertise in crypto custody and user experience to deliver seamless onboarding for both new and experienced bitcoin users.

For consumers tired of complex reward structures or devalued points systems, this card presents a refreshing alternative: real ownership of appreciating assets.

Frequently Asked Questions (FAQ)

Q: How do I earn bitcoin rewards with the Fold Credit Card?
A: You earn up to 2% back in bitcoin on every purchase—automatically credited to your account with no redemption hurdles.

Q: Is there an annual fee for the card?
A: The base card has no annual fee. However, premium features are available through the Fold+ subscription, which includes a monthly or annual fee.

Q: Can I use the card outside the U.S.?
A: Yes, as a Visa card, it’s accepted globally wherever Visa is supported.

Q: How is my bitcoin protected?
A: Your bitcoin is held in insured custody with institutional-grade security protocols. Transactional fiat balances are FDIC-insured up to applicable limits.

Q: Do I need to be a U.S. resident to apply?
A: Currently, the card is available only to U.S.-based residents with a valid Social Security number and sufficient creditworthiness.

Q: When will the card be available?
A: A waitlist is now open. Selected applicants will be invited to join in phases starting soon after launch.

👉 Join the waitlist and be among the first to earn bitcoin rewards.

Core Keywords

As the lines between traditional finance and decentralized assets continue to blur, products like the Fold Bitcoin Rewards Credit Card represent more than just innovation—they signal a cultural shift toward financial sovereignty, transparency, and long-term wealth building through digital currencies.

With strong backing from Visa, a growing public presence, and a clear mission to make bitcoin part of everyday life, Fold is poised to lead the next wave of fintech evolution.