Ripple Mints Over 13M RLUSD Amid Imminent Launch

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Ripple Labs, a leading U.S.-based blockchain payments company, has recently minted over 13.9 million RLUSD—its native U.S. dollar-pegged stablecoin—across the XRP Ledger (XRPL) and Ethereum networks. This marks a pivotal step in the final testing phase ahead of the official rollout, following formal approval from the New York Department of Financial Services (NYDFS).

According to data from Ripple’s public Stablecoin Tracker, the mints were distributed as follows:

These transactions signal rigorous cross-chain functionality tests, confirming RLUSD’s readiness for real-world deployment. Ripple has emphasized that each token is fully backed by onshore U.S. assets, including short-term U.S. Treasuries held in regulated custody, ensuring compliance with federal financial standards.

“When RLUSD is live, you’ll hear it from Ripple first.”
— Brad Garlinghouse, CEO of Ripple

This transparent approach reinforces trust among institutional and retail users alike, setting the stage for seamless integration into global payment systems and decentralized finance (DeFi) platforms.

👉 Discover how regulated stablecoins are reshaping cross-border payments—explore the future of digital finance today.

Regulatory Approval Gives RLUSD a Competitive Edge

One of the most significant differentiators for RLUSD is its NYDFS regulatory approval, a rare achievement in the crypto space. This positions RLUSD among the few U.S.-regulated stablecoins, alongside giants like USDC—but with stricter adherence to domestic financial laws such as the Dodd-Frank Act and Basel III standards.

Unlike USDT, which has faced repeated scrutiny over audit transparency, or USDC, which operates partially through offshore entities, RLUSD maintains full compliance via:

This regulatory clarity enables U.S. banks to hold and transact RLUSD directly on both the XRP Ledger and Ethereum—something not currently feasible with USDT or USDC due to compliance gaps.

The approval process took years, reflecting Ripple’s long-term strategy of building compliant financial infrastructure rather than circumventing regulations. As a result, RLUSD is poised to become a preferred choice for institutions seeking regulatory certainty in digital asset adoption.

How RLUSD Could Transform DeFi and XRP Adoption

The launch of RLUSD isn’t just a milestone for Ripple—it could significantly influence the broader XRP ecosystem and its role in decentralized finance.

Recent market movements reflect growing anticipation. XRP price surged from $1.90 to $2.35 amid RLUSD developments, with analysts labeling it a “speculative pump” fueled by institutional interest. Software engineer and crypto analyst Vincent Van Code suggests this could be just the beginning.

If RLUSD gains traction in DeFi, especially through features like:

…then demand for XRP could rise substantially. Users providing liquidity in RLUSD/XRP pools may need to hold XRP as a base asset, increasing utility and reducing circulating supply.

Additionally, the ability to use RLUSD for:

…could drive widespread adoption across both traditional finance and Web3 environments.

👉 See how next-gen stablecoins are unlocking new DeFi opportunities—start exploring now.

Frequently Asked Questions (FAQ)

Q: What is RLUSD?
A: RLUSD is a U.S. dollar-pegged stablecoin issued by Ripple Labs. It is fully backed by U.S. Treasuries and operates on both the XRP Ledger and Ethereum blockchain.

Q: Is RLUSD regulated?
A: Yes. RLUSD has received approval from the New York Department of Financial Services (NYDFS), making it one of the few U.S.-regulated stablecoins in circulation.

Q: How does RLUSD differ from USDC and USDT?
A: Unlike USDT, which has faced audit concerns, and USDC, which uses offshore structures, RLUSD is fully backed by onshore U.S. assets and complies with stricter federal regulations, including Dodd-Frank and Basel III.

Q: Can banks use RLUSD?
A: Yes. U.S. financial institutions can legally hold and transact RLUSD on both XRPL and Ethereum due to its regulatory compliance framework.

Q: Will RLUSD boost XRP’s price?
A: Potentially. If RLUSD integrates into DeFi ecosystems—such as liquidity pools or staking platforms—it could increase demand for XRP as a pairing asset, supporting upward price momentum.

Q: Where can I buy RLUSD?
A: RLUSD is expected to launch soon across major exchanges and wallets. Stay tuned to official Ripple announcements for release details.

Whale Activity Signals Growing Confidence in XRP

Amid the RLUSD rollout, large-scale XRP movements have caught market attention:

Such activity often precedes significant market shifts, suggesting growing institutional confidence in Ripple’s expanding ecosystem. These transfers may indicate preparation for upcoming listings, DeFi integrations, or hedging strategies ahead of RLUSD’s public debut.

With increased transparency, regulatory backing, and real-world utility on the horizon, Ripple is positioning itself not just as a payments innovator—but as a foundational player in the future of digital finance.

👉 Stay ahead of crypto trends—learn how compliant stablecoins are changing the game.

Core Keywords:

This strategic integration of compliance, technology, and financial innovation underscores why Ripple’s latest move could redefine trust and scalability in the digital asset landscape. As RLUSD edges closer to full launch, all eyes are on how it will accelerate adoption across banking, remittance, and decentralized applications worldwide.