The world of digital finance continues to evolve at a rapid pace, and one of the latest developments comes from Uphold — a leading U.S.-based financial platform known for its innovative approach to cryptocurrency investing. The company has introduced a new Finance Basket that includes XDC (XinFin Digital Contract) alongside other prominent financial-focused crypto assets such as XRP, XLM, HBAR, CSPR, and $ADS.
This strategic move underscores growing confidence in blockchain-powered financial infrastructure and highlights XDC’s rising prominence in the decentralized finance (DeFi) and institutional tokenization space.
What Is the Uphold Finance Basket?
Uphold Baskets are expert-curated portfolios designed to simplify crypto investment through one-click diversification. Each basket contains a selection of digital assets grouped by theme or use case — in this case, finance-oriented blockchains that support real-world applications like cross-border payments, trade finance, and digital securities.
The Finance Basket specifically targets cryptocurrencies enabling next-generation financial systems. By bundling assets like XDC, which powers enterprise-grade blockchain solutions, with other high-potential tokens, Uphold offers users an accessible way to gain exposure to foundational financial technologies shaping the future of global finance.
👉 Discover how diversified crypto baskets can boost your investment strategy today.
Why XDC Made the Cut
XDC’s inclusion is not arbitrary. It reflects a broader trend of institutional validation and real-world adoption. Several key partnerships and integrations have cemented XDC Network's position as a critical player in blockchain-based financial innovation:
- Securitize Integration: Since 2023, XDC Network has been one of only four blockchain networks supported by Securitize, a top-tier digital securities platform in the U.S. Securitize notably partnered with BlackRock to tokenize U.S. Treasury bills on Ethereum, demonstrating its credibility. Its support for XDC signals trust in the network’s compliance-ready architecture for issuing regulated digital assets.
- Vinter Partnership: Vinter, a provider of regulated crypto indexes, has partnered with XDC Network to offer institutional investors benchmark tools for product development. This allows asset managers to create index funds and structured products tied to Vinter’s data — expanding XDC’s reach into traditional finance.
- SBI Group Collaboration: In a major regional push, Japan’s financial powerhouse SBI Group joined forces with XDC Network to launch SBI XDC Network APAC, a dedicated venture aimed at deploying blockchain solutions across Asia-Pacific markets. This collaboration focuses on transforming global trade finance, tokenizing real-world assets (RWA), and advancing decentralized physical infrastructure networks (DePIN).
These milestones illustrate that XDC isn’t just another speculative token — it’s a foundational technology being adopted by institutions seeking scalable, secure, and compliant blockchain infrastructure.
Simplified Diversification for All Investors
One of the biggest challenges new investors face is navigating the overwhelming number of cryptocurrencies available. Uphold Baskets solve this problem by offering pre-vetted collections of assets based on thematic trends.
For example:
- The Infrastructure Basket includes established protocols like Ethereum (ETH), Chainlink (LINK), Quant (QNT), Cosmos (ATOM), Avalanche (AVAX), and Polkadot (DOT).
- The Future Blockchains Basket features emerging high-performance chains such as Solana (SOL), Kaspa (KAS), Aleph Zero (AZERO), Constellation (DAG), and Near (NEAR).
Each basket is reviewed by Uphold’s internal research team, ensuring quality control and alignment with long-term market potential. These baskets are available to all Uphold users outside restricted jurisdictions, making advanced portfolio strategies accessible even to casual investors.
Bridging Crypto and Everyday Spending
Beyond investing, Uphold also bridges the gap between digital assets and daily financial life through its crypto debit card. Available as a UK-issued Mastercard, the card supports top-ups using XDC and other major cryptocurrencies.
Key benefits include:
- No foreign transaction fees
- Competitive FX rates for international spending
- Compatibility with Apple Pay and Google Pay for secure, contactless payments
- Low ATM withdrawal fees: £2.50 domestically and £3.50 abroad
This integration makes it easier than ever to spend crypto without converting manually — enhancing utility and encouraging broader adoption.
👉 Learn how you can turn your crypto into spendable funds instantly.
Uphold’s Position in the Crypto Ecosystem
Uphold stands out in a crowded field of exchanges thanks to its user-centric design, regulatory compliance, and continuous innovation. Recognized in Fortune’s 2023 list of best cryptocurrency platforms alongside giants like Coinbase and Binance, Uphold continues to build tools that make crypto investing intuitive and secure.
Its basket system exemplifies this philosophy — transforming complex asset allocation into simple, actionable choices.
Frequently Asked Questions (FAQ)
Q: What is the purpose of Uphold Baskets?
A: Uphold Baskets allow users to diversify their crypto holdings instantly by investing in pre-selected groups of assets based on themes like finance, infrastructure, or future technologies.
Q: Is XDC a good long-term investment?
A: While no investment is without risk, XDC shows strong fundamentals due to its enterprise focus, regulatory compliance, and partnerships with institutions like SBI Group and Securitize — all signs of sustainable growth potential.
Q: Can I buy the Finance Basket with fiat currency?
A: Yes. Uphold allows users to purchase baskets directly using USD or other supported fiat currencies, making entry into crypto seamless.
Q: Are Uphold Baskets suitable for beginners?
A: Absolutely. They’re designed to help novice investors gain diversified exposure without needing deep technical knowledge.
Q: Does Uphold charge extra fees for using baskets?
A: There are no additional management fees specifically for baskets; standard trading and network fees apply.
Q: How does XDC compare to other finance-focused blockchains?
A: XDC differentiates itself with hybrid consensus (Proof-of-Stake combined with delegated governance), low transaction costs, high throughput, and built-in compliance features — ideal for institutional use cases.
👉 See how top-tier platforms are integrating blockchain into mainstream finance.
Final Thoughts
The launch of the Finance Basket featuring XDC marks another milestone in the convergence of traditional finance and blockchain technology. With strong institutional backing, real-world utility, and increasing accessibility via platforms like Uphold, XDC is well-positioned to play a pivotal role in the next era of digital finance.
As more investors seek exposure to purpose-driven blockchains, tools like Uphold Baskets will continue to lower barriers to entry — democratizing access to innovative financial technologies once reserved for experts.
Whether you're building a diversified portfolio or exploring how crypto can enhance everyday spending, now is an opportune time to understand the value behind networks like XDC and platforms enabling their adoption.