Staking has become one of the most effective ways to generate passive income from cryptocurrency holdings. Among the top platforms offering staking services, Crypto.com stands out with its user-friendly interface, diverse staking options, and attractive rewards. In this comprehensive guide, we’ll explore how to stake on Crypto.com, understand the mechanics behind CRO staking, and uncover strategies to maximize your returns—safely and efficiently.
What Is Crypto Staking?
Crypto staking is the process of locking up digital assets in a Proof-of-Stake (PoS) blockchain network to support operations like transaction validation and network security, in exchange for staking rewards. Unlike mining in Proof-of-Work (PoW) systems, staking consumes significantly less energy and offers a scalable alternative for blockchain consensus.
When you stake crypto, you essentially become a validator or delegate your tokens to one. The more coins you hold and lock, the higher your chances of being selected to validate new blocks—and earn rewards. These rewards are typically distributed in the form of additional tokens.
While direct staking requires running a node or joining a staking pool, many users prefer exchange-based staking platforms like Crypto.com Earn for convenience, flexibility, and enhanced benefits.
👉 Discover how staking can boost your crypto earnings today.
Getting Started on Crypto.com
Before diving into staking, you'll need to set up an account and deposit funds on the Crypto.com platform.
Step 1: Create an Account
To begin, download the Crypto.com app or visit the exchange website. Registration is simple:
- Provide your full name and email address.
- Set a strong password.
- Verify your email and complete identity verification (KYC).
Once verified, you can access all features, including staking, trading, and card benefits.
Step 2: Deposit Funds
You can fund your account in multiple ways:
- Cryptocurrency transfer from an external wallet.
- Fiat deposits via bank transfer (ACH or Wire), or credit/debit card (Visa/Mastercard).
Crypto.com covers USD wire transfer fees, though your bank may impose its own charges. Minimum deposits start at $20 for ACH and $1,000 for wire transfers, with daily limits reaching up to $1 million.
After depositing, you can purchase CRO or other supported cryptocurrencies to meet minimum staking requirements.
How to Stake on Crypto.com
Staking on Crypto.com is straightforward through the Crypto Earn program. Follow these steps:
- Open the app and go to Accounts > Crypto Earn.
- Tap Start Earning Now.
- Choose the cryptocurrency you want to stake (e.g., DOT, MATIC, BTC).
- Select your preferred staking term—flexible or fixed.
- Enter the amount and confirm the deposit.
- Authenticate with your password.
Your staked assets will begin earning interest immediately, with rewards calculated daily and paid out periodically based on the asset and lock-up duration.
Understanding Crypto Earn
Crypto Earn supports over 40 cryptocurrencies, including major PoS tokens like:
- Polkadot (DOT) – up to 12.5% APY
- Polygon (MATIC) – competitive yields
- Litecoin (LTC), Decentraland (MANA), and more
Even non-PoS assets like Bitcoin (BTC) and Ethereum (ETH) offer staking-like rewards through lending mechanisms—though typically at lower rates (up to 6% APY).
Rewards depend on several factors:
- Staked amount
- Lock-up period (longer = higher yield)
- Your CRO staking tier
Use the built-in earnings calculator in the app to estimate returns before committing funds.
CRO Staking: Unlock Premium Benefits
Cronos (CRO) is the native utility token of Crypto.com’s ecosystem. Staking CRO unlocks tiered benefits across the platform.
Key Advantages of CRO Staking
- Higher staking yields on other cryptocurrencies
- Trading fee discounts (up to 25% off taker fees)
- Zero maker fees for high-tier stakers
- Access to premium Visa cards with cashback rewards
- Boosted interest rates on flexible and fixed-term deposits
To qualify for maximum benefits, users must stake specific amounts of CRO:
| CRO Staked | Trading Fee Discounts | APR Interest | Card Access |
|---|---|---|---|
| ≥ 5,000 | 5% off | 0% | Basic |
| ≥ 50,000 | 12% off taker / zero maker | 4% | Royal |
| ≥ 500,000 | Up to 30% off | 8% | Obsidian |
💡 Note: Minimum stake for interest is 5,000 CRO, which earns up to 8% APR depending on membership tier. Rewards are distributed daily over a 180-day lock-up period.
👉 Learn how top-tier staking can elevate your crypto experience.
You can increase your staked amount at any time—each addition resets the 180-day timer.
What Is Soft Staking?
For users who want flexibility without locking funds, Crypto.com offers Soft Staking.
This feature automatically earns interest—between 0.25% and 2% APY—on eligible balances held in your exchange wallet. There’s no lock-up period, but rewards are much lower than fixed-term staking.
To enable Soft Staking:
- Go to Stake & Earn > Soft Staking
- Toggle on “Earn Daily Interest”
- Maintain at least 1,350 CRO in your wallet
- Keep total value under $100,000 equivalent
While not ideal for maximizing returns, it’s perfect for idle funds.
Risks and Rewards of Staking
✅ Benefits
- Passive income generation without selling your assets
- Simple setup with no technical knowledge required
- Flexible options across multiple assets and terms
- Enhanced platform perks when staking CRO
⚠️ Risks
- Market volatility: If the price of your staked asset drops significantly, gains from staking may not offset losses.
- Lock-up periods: Funds are inaccessible during fixed-term staking.
- Impermanent loss risk in some yield programs (though minimal on Crypto.com).
- Platform risk: While reputable, centralized exchanges carry counterparty risks.
Always assess your risk tolerance and diversify across assets and platforms.
👉 Compare staking platforms and find the best fit for your portfolio.
Frequently Asked Questions (FAQ)
Can I unstake CRO before 180 days?
No. Once you initiate CRO staking, the tokens are locked for exactly 180 days. Early withdrawal is not permitted. After the period ends, you can unstake via the app under CRO Wallet > Unstake.
What is APY, and how is it calculated?
Annual Percentage Yield (APY) reflects the total return earned on staked assets over a year, including compound interest. On Crypto.com, APY varies by asset, amount, and lock-up duration. It’s updated regularly based on network conditions and platform policies.
Where can I view my staking earnings?
All staking rewards—both from CRO staking and Soft Staking—are visible in the Stake & Earn > Earnings History section of the app or website. Daily updates ensure transparency.
Does staking require technical knowledge?
Not at all. Crypto.com simplifies the process so anyone can stake with just a few taps. No need to run nodes or manage private keys externally.
Is there a minimum amount to start staking?
Yes. Most assets have minimum thresholds—for example, 1,000 CRO to begin staking. Smaller amounts may qualify for flexible or soft staking options.
Can I stake Bitcoin on Crypto.com?
Yes. Although Bitcoin uses PoW and cannot be directly staked, Crypto.com offers BTC savings accounts with interest rates up to 6% APY through lending mechanisms.
Final Thoughts
Staking on Crypto.com offers a powerful way to grow your crypto portfolio passively while unlocking exclusive platform benefits. Whether you're interested in high-yield fixed deposits, flexible earning options, or maximizing perks through CRO staking, the platform caters to both beginners and advanced users.
By understanding the different staking models—Crypto Earn, CRO Staking, and Soft Staking—you can tailor your strategy to match your financial goals and risk appetite.
Remember: always do your own research, monitor market trends, and never invest more than you can afford to lose.
With smart planning and consistent participation, crypto staking can become a cornerstone of your long-term wealth-building strategy.